About Us
Our Mission
To remain a strong and independent financial services organization creating value for shareholders, clients, employees and the communities where we do business, while maintaining the highest standards of business ethics.
- Value for Shareholders means delivering a competitive return on investment through stock appreciation and dividends.
- Value for Clients means delivering superior client service and competitive products and services.
- Value for Employees means making Chemung Canal a great place to work, offering competitive compensation and benefits, and opportunities for career advancement and growth.
- Value for Communities means remaining an integral part of the communities we serve, being responsive to the financial needs within these communities, having employees play a leadership role in charitable and civic organizations and being a good corporate citizen.
A Member of Your Community
Capital Bank is an active member of your community. We provide high-touch banking services for small and midsize businesses in the D.C., Maryland, and Northern Virginia markets. Capital Bank assigns you a dedicated banker, who listens to your needs and creates bespoke banking solutions for your business using integrated technology and personalized services.
Having an essential banking partner who truly cares about your business can make the difference between success and failure. Clients can turn to our bankers for everything from working capital to real estate financing to expansion capital, receiving support for financing needs as well as liquidity management.
We understand the local economy because we have been embedded in the community since 1999. Through economic down turns as well as upticks, we have created solutions to address our clients’ business requirements. We have the historical perspective to talk about the role your business plays in the community economy, and structure your loan or cash management approach accordingly.
Our Value Proposition
- We deliver banking services through local knowledge and personal relationships.
- Our bankers are seasoned professionals and trusted advisors who understand their clients’ needs and objectives, and meaningfully assist them to achieve their goals.
- We are easy to do business with, providing customized solutions to complex banking needs.
- We are committed to service excellence in every transaction and interaction.
- We make our decisions locally and quickly.
- We offer cost-effective services at competitive rates.
- We strive to provide competitive banking platforms that deliver sophisticated products and services.
- We work diligently to make a positive difference in the communities we serve.
Platinum Promise
- Our service commitment to our clients to treat them as THEY want to be treated and exceed expectations. It is built on three pillars: Mutual Respect, Open & Honest Communication and Accepting Responsibility.
